college studets sitting on stairs at main entrance

PA Forward Student Loans

A Loan with Pennsylvania Students in Mind

Through the PA Forward Student Loan Program, the Pennsylvania Higher Education Assistance Agency (PHEAA) offers private education loan options for students and families pursuing higher education. PA Forward was designed for PA residents attending approved schools in or out of PA and students from an approved state (DE, MD, NJ, NY, OH, VA, and WV) attending an approved PA school.

Private Student Loans

PA Forward
 
The PA Forward Student Loan Program has the following benefits:

  • No application or origination fees
  • Low, fixed interest rates
  • Multiple repayment options
  • Potential interest rate rewards
  • No prepayment penalty

piggy bank With Graduation Cap on old wood,Money saving concept.

Loan Types

Currently there are four loan types in the PA Forward Student Loan Program.

Undergraduate Loan

A loan designed specifically for students seeking an undergraduate degree, certificate, or diploma.

Learn More or Apply

Graduate Loan

A loan designed specifically for students seeking an advanced degree such as masters, doctoral, law, health profession, or others.

Learn More or Apply

Parent Loan

A loan designed specifically for parents or guardians of dependent undergraduate students.

Learn More or Apply

Refinance Loan

A loan designed specifically for borrowers in repayment to manage their student debt. Get payment estimates too!

Learn More or Apply