cfsbank Expands Commercial Loan Department

Pictured from left: Robert Wicker, David Ghilani, and Robert Krzeminski.

cfsbank is pleased to announce that they recently added banking veterans, Robert Wicker, David Ghilani and Robert Krzeminski to their Commercial Lending Department.

“We are so excited to welcome Dave Ghilani, Bob Krzeminski, and Bob Wicker to the cfsbank team” said cfsbank President and CEO John Gill, “Their extensive knowledge and experience in the commercial space will be a huge asset to our commercial lending department.”

David Ghilani, Chief Credit Officer at cfsbank, has over 30 years of experience in all areas of commercial real estate lending including but not limited to; business banking, C&I equipment financing & leasing, consumer lending, and private wealth lending. Dave recently joined cfsbank because he wanted to get back into the community banking space where you have the opportunity to build strong personal relationships with your customers.

“I’m looking forward to working with the dynamic team at cfsbank, said Dave. “Their excellent service reputation and strong sense of community are second to none.”

Bob Krzeminski, Commercial Lender at cfsbank, brings over 30 years of experience in helping businesses and real estate investors/developers of all sizes reach their financial goals.  Specializing in Commercial Lending, Bob uses his expertise to work closely with his customers to offer personalized solutions to suit each business’ unique needs.

“Too many banks have lost sight of the importance of building a true relationship with their customer. cfsbank doesn’t just say they are customer focused, they actually are.” Commented Bob Krzeminski. “The bank goes out of their way to help their customers. It’s been very refreshing and invigorating.”

Bob Wicker, also a Commercial Lender at cfsbank, chose to join the bank because he likes the customer centric culture where he can focus on the person rather than a quota. Bob has 35 years of experience in Commercial Lending and specializes in meeting the needs and expectations of small to medium size businesses.

“I want to be on a first name basis with my clients” Bob Wicker stated. “I like working at an organization that treats their customers like a person and not a number.”

cfsbank is a full-service community bank headquartered in Charleroi, PA. It has been an independent and locally managed mutual savings bank since 1935. cfsbank operates 10 offices, spanning four counties including Butler, Fayette, Washington and Westmoreland counties. With a team of 80+ people, cfsbank is committed to exceeding the expectations of our customers and the growth and development of the markets we serve.