Home Equity Promo

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6.500% APR*

10 Year Term • Fixed Rate

Home Equity Loan

  • Fixed rate and payment for term of loan
  • Terms up to 120 months. Requires $25,000 of new borrowings
  • Maximum loan amount is computed at 85% of appraised value
  • Appraisal required
  • Requires auto payment from a cfsbank checking account
Terms Maximum Amount** Rate APR*
120 Months 85% of Appraised Value 6.500% 6.500%
Rates Effective May 30, 2024

*Annual Percentage Rate

** Maximum loan amount not to exceed 85% of appraised value only when cfsbank is the senior lien. Maximum loan amount not to exceed 80% of appraised value when another lender is senior lien.


Closed End Home Equity Loan at a fixed Annual Percentage Rate (APR) for the term of the loan.
Monthly payment example: 120 Monthly Payments of $11.35 per $1,000.00 borrowed at a Fixed 6.500%* Interest Rate and a corresponding 6.500%* APR. Payment does not include taxes and insurance. Requires $25,000.00 of new borrowings. All fees, for loan amounts up to $250,000.00, will be waived as long as loan stays open for 3 Years. Promotion may be cancelled at any time. *(Requires auto payment from a cfsbank checking account) Other rates/terms are available.

  • Rates subject to change without notice.