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2.990% APR*

10 Year Term • Fixed Rate

Home Equity Loan

  • Fixed rate and payment for term of loan
  • Terms up to 120 months. Requires $25,000 of new borrowings
  • Maximum loan amount is computed at 85% of appraised value
  • Appraisal required
  • Requires auto payment from a cfsbank checking account
Terms Maximum Amount** Rate APR*
120 Months 85% of Appraised Value 2.990% 2.990%
Rates Effective April 1, 2021

** Maximum loan amount not to exceed 85% of appraised value only when cfsbank is the senior lien. Maximum loan amount not to exceed 80% of appraised value when another lender is senior lien.

Closed End Home Equity Loan at a fixed Annual Percentage Rate (APR) for the term of the loan.
Monthly payment example: 120 Monthly Payments of $9.65 per $1,000.00 borrowed at a Fixed 2.990%* Interest Rate and a corresponding 2.990%* APR. Payment does not included taxes and insurance. Requires $25,000.00 of new borrowings. All fees will be waived as long as loan stays open for 3 Years. Promotion may be cancelled at any time.
*(Requires auto payment from a cfsbank checking account) Other rates/terms are available.