Community Reinvestment Act Public File

The Community Reinvestment Act (CRA) of 1977 encourages banks to help meet the credit needs of the communities in which they do business, including low- and moderate-income neighborhoods. At cfsbank, we strive to positively impact our local communities. We are committed to meeting the financial needs of these communities, including all low and moderate income and minority areas within our footprint. By providing this information online, cfsbank can keep it current with convenient access. The information below is current as of April 1 of each year. If you would like to view a physical copy or obtain information that is not available online, please contact us.

Table of Contents

Written Comments from the Public

CRA Performance Evaluation

cfsbank CRA Performance Evaluation 022024

Banking Center Locations and Hours of Operation

Banking Centers Opened and Closed

Products-Services List and Schedule of Fees

Assessment Area Maps and Descriptions

 2024 AA Allegheny CT

2024 AA Butler CT

2024 AA Fayette CT

2024 AA Washington CT

2024 AA Westmoreland CT

HMDA Disclosure Statement

Loan to Deposit Ratios